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What does an Underwriting Assistant do?

Learn all about Underwriting Assistant duties, skills and much more. Get expert advice on how to become an Underwriting Assistant.

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Brenna Goyette
Certified Professional Resume Writer, Career Expert

Published 3 min read

An underwriting assistant is responsible for providing support to underwriters. Their duties include maintaining records, preparing reports, and assisting in the underwriting process.

Underwriting Assistant job duties include:

  • Review insurance applications to determine if the applicant is insurable
  • Gather information from applicants, such as medical records, to assess risk
  • Analyze information to determine the risk of insuring an applicant
  • Prepare reports that outline the risks associated with insuring an applicant
  • Make recommendations to underwriters regarding whether or not to insure an applicant
  • Assist underwriters in making decisions about whether or not to insure an applicant
  • Follow up with applicants to obtain additional information, as needed
  • Answer questions from applicants about their coverage options
  • Keep abreast of changes in the insurance industry and underwriting guidelines

Underwriting Assistant Job Requirements

An Underwriting Assistant typically needs a high school diploma, although some employers may prefer postsecondary education, and most will provide on-the-job training. Certification from the American Institute for Property and Liability Underwriters (AIPLU) is not required, but may be helpful. Prior experience in the insurance industry is also helpful, but not required.

Underwriting Assistant Skills

  • Communication
  • Organization
  • Time management
  • Customer service
  • Computer skills
  • Data entry
  • Math skills
  • Research skills
  • Writing skills
  • Detail oriented
  • Analytical skills

Related: Top Underwriting Assistant Skills: Definition and Examples

How to become an Underwriting Assistant

Underwriting assistants play an important role in the insurance industry. They work closely with underwriters to help assess risk and determine coverage for potential customers. If you’re interested in a career as an underwriting assistant, here are a few things you need to know.

Most underwriting assistants have at least a bachelor’s degree in business or a related field. Many also have prior experience working in customer service or sales. Strong communication and interpersonal skills are essential, as is the ability to pay close attention to detail.

Underwriting assistants must be able to understand and interpret insurance policies. They also need to be familiar with state and federal regulations governing the insurance industry. As an underwriting assistant, you would be responsible for gathering information from applicants, reviewing their application materials, and then making recommendations to the underwriter.

If you’re interested in a career as an underwriting assistant, contact your local insurance companies or agencies to inquire about job openings. You can also search online job boards or visit your state’s insurance department website for more information.

Related: Underwriting Assistant Resume Example

Related: Underwriting Assistant Interview Questions (With Example Answers)