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What does an Insurance Specialist do?

Photo of Brenna Goyette
Brenna Goyette
Certified Professional Resume Writer, Career Expert

Published 3 min read

An insurance specialist is a professional who helps people choose the right insurance coverage for their needs. They may work for an insurance company, or they may be independent consultants. Insurance specialists typically have a background in finance or economics.

Insurance Specialist job duties include:

  • Research and analyze insurance policies to determine coverage and risk
  • Develop insurance programs to meet the needs of clients
  • Negotiate with insurance carriers to get the best possible rates for coverage
  • Prepare reports and presentations on findings
  • Train and mentor new employees in the department
  • Stay up-to-date on industry changes and developments
  • Manage department budget
  • Handle customer inquiries and complaints
  • Process claims and payments
  • Maintain accurate records

Insurance Specialist Job Requirements

An insurance specialist is a professional who helps people choose the right insurance coverage and manages their insurance claims. Insurance specialists typically have a bachelor's degree in insurance or a related field, and many have earned certification from the National Association of Insurance Commissioners. They must also have strong communication and customer service skills, as they will be working closely with clients. Experience in the insurance industry is also helpful, as it gives specialists knowledge of the different types of coverage available and how to best meet the needs of their clients.

Insurance Specialist Skills

  • Insurance
  • Claims
  • Underwriting
  • Risk Management
  • Policyholder Services
  • Sales
  • Customer Service
  • Marketing
  • Financial Analysis
  • Business Development
  • Negotiation

Related: Top Insurance Specialist Skills: Definition and Examples

How to become an Insurance Specialist

An insurance specialist is a professional who helps people select and purchase the insurance coverage they need. Insurance specialists typically work for insurance companies, but some also work for independent agencies or brokerages.

To become an insurance specialist, you will need to have at least a high school diploma. Many insurance companies also require that you have completed some college coursework, although this is not always necessary. In addition, you will need to obtain a license from your state's insurance department. To get a license, you will need to pass an exam that tests your knowledge of insurance laws and regulations.

Once you have obtained your license, you can begin working as an insurance specialist. Your duties will include meeting with clients, assessing their needs, and recommending the best insurance coverage for them. You will also be responsible for helping clients file claims and process paperwork.

If you are interested in a career as an insurance specialist, start by researching the requirements in your state. Then, take the necessary steps to obtain your license and begin working with clients. With hard work and dedication, you can become an expert in the field of insurance and help people protect their assets.

Related: Insurance Specialist Resume Example

Related: Insurance Specialist Interview Questions (With Example Answers)

Editorial staff

Photo of Brenna Goyette, Editor

Editor

Brenna Goyette

Expert Verified

Brenna is a certified professional resume writer, career expert, and the content manager of the ResumeCat team. She has a background in corporate recruiting and human resources and has been writing resumes for over 10 years. Brenna has experience in recruiting for tech, finance, and marketing roles and has a passion for helping people find their dream jobs. She creates expert resources to help job seekers write the best resumes and cover letters, land the job, and succeed in the workplace.

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