What does a Credit Assistant do?
Learn all about Credit Assistant duties, skills and much more. Get expert advice on how to become a Credit Assistant.
Published 3 min read
A credit assistant helps people with their credit. They work with people to improve their credit score and help them get out of debt.
Credit Assistant job duties include:
- Verify customer information and account activity
- Review credit reports and credit worthiness
- Prepare credit memos and applications for new credit
- Analyze trends in customer payment behavior
- Recommend credit limits and terms to management
- Monitor customer accounts for changes that could affect creditworthiness
- Investigate and resolve customer inquiries and disputes
- Update account records with changes in customer information or activity
- Generate monthly reports of account activity
Credit Assistant Job Requirements
A Credit Assistant typically needs at least an Associate's degree in accounting or a related field, although some positions may only require a high school diploma or equivalent. Certification is not usually required, but may be helpful. Experience working in accounting or with numbers is also helpful.
Credit Assistant Skills
- Time management
- Organizational skills
- Communication skills
- Interpersonal skills
- Research skills
- Analytical skills
- Critical thinking skills
- Problem-solving skills
- Detail oriented
- Ability to meet deadlines
- Ability to work independently
How to become a Credit Assistant
A Credit Assistant provides support to the credit department of a company. They are responsible for a variety of tasks, including assisting with the preparation of credit reports, maintaining customer credit files, and handling customer inquiries. Credit Assistants must have strong communication and organizational skills, as well as knowledge of accounting and finance.
To become a Credit Assistant, you will need at least a high school diploma. However, many employers prefer candidates who have some postsecondary education in business or accounting. You can obtain the necessary education at a community college or online school. Once you have the education requirements met, you will need to submit an application to the company you are interested in working for. The hiring process for Credit Assistants may include an interview and background check.
Related: Credit Assistant Resume Example