Credit Analyst

Writing a great credit analyst resume is important because it is one of the first things a potential employer will see when they are considering you for a position. It is your opportunity to make a good first impression and sell yourself as the best candidate for the job.

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If you're looking for inspiration when it comes to drafting your own credit analyst resume, look no further than the samples below. These resumes will help you highlight your experience and qualifications in the most effective way possible, giving you the best chance of landing the credit analyst job you're after.

Resume samples

Cloie Easterbrooks

cloie.easterbrooks@gmail.com | (877) 472-3413 | Portland, ME

Summary


I am a Credit Analyst with over 3 years of experience in the industry. I have worked extensively with clients to assess their creditworthiness and provide recommendations accordingly. My work has helped organizations make sound lending decisions, thereby reducing risks and losses. I possess excellent analytical skills and an eye for detail, which helps me identify trends and potential issues quickly. I also have good communication skills that allow me to explain complex concepts clearly.

Experience


Credit Analyst at Maine Credit Union League, MEMar 2022 - Present

  • Analyzed credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Investigated the history and background of individuals and businesses to evaluate their financial stability, payment patterns, etc.
  • Recommended whether to extend credit by developing spreadsheets with various scenarios.
  • Monitored portfolios on a regular basis and reported any changes in risk level to senior management.
  • Led training sessions for new analysts on how to read financial statements and use different software programs.
  • Assisted underwriting department by providing information about clients.

Associate Credit Analyst at Maine State Housing Authority, MESep 2019 - Mar 2022

  • Analyzed credit data and financial statements to determine the degree of risk involved in extending credit.
  • Assisted with developing new methods for analyzing customer’s ability to repay loans.
  • Reviewed loan applications and recommended approval or denial based on analysis.
  • Monitored existing customers’ account to identify trends that might indicate a change in their ability to repay debts.
  • Investigated and resolved discrepancies on customer accounts.
  • Provided support to senior analysts by researching and preparing reports.

Education


Bachelor of Science in Finance at University of MaineAug 2015 - May 2019

I have learned excellent analytical, research, and mathematical skills while studying Bachelor of Science in Finance.

Skills


  • Financial analysis
  • Credit analysis
  • Risk assessment
  • Financial modeling
  • Excel skills
  • Presentation skills
  • Communication skills

Tatom Levert

tatom.levert@gmail.com | (945) 550-9054 | 509 W. State St., Milwaukee, WI 53233

Summary


I have over three years of experience as a Credit Analyst. In my previous role, I was responsible for conducting credit analysis and risk assessment on potential and existing clients. I also had the opportunity to develop and implement credit policies and procedures. My analytical skills helped me identify trends in customer behavior which assisted in the prevention of financial losses. Additionally, my excellent communication skills allowed me to effectively communicate with customers regarding their account status

Experience


Credit Analyst at First Midwest Bank, WIMay 2022 - Present

  • Analyzed credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.
  • Developed spreadsheets with complex formulas to analyze risks associated with granting loans.
  • Determined whether to extend, deny, or approve lines of credit for customers based on analysis performed.
  • Recommended changes in policies/procedures related to the extension of credit.
  • Reviewed account histories and payment patterns to identify potential risks and trends over time.
  • Successfully completed training program on loan analysis and underwriting.

Associate Credit Analyst at Associated Bank, WIJul 2019 - Mar 2022

  • Reviewed and analyzed credit reports, financial statements, and tax returns for 200+ potential borrowers.
  • Determined whether to recommend approval or denial of loan requests based on findings.
  • Assisted in the training of 2 new Credit Analysts.
  • Achieved a 97% accuracy rate when reviewing borrower documentation.
  • Negotiated with collection agencies to lower payments owed by 30% on average.
  • Helped increase departmental efficiency by 10% by streamlining review process.

Education


Bachelor of Science in Finance at University of Wisconsin-MadisonSep 2015 - May 2019

Some skills I've learned are critical thinking, financial analysis, Excel, and presentation skills.

Skills


  • Financial analysis
  • Credit analysis
  • Risk management
  • Financial modeling
  • Excel skills
  • Presentation skills
  • Communication