Top 12 Treasury Analyst Skills to Put on Your Resume
A Treasury Analyst steers the lifeblood of an organization’s money flows, blending sharp analysis with grounded, practical control. Hiring teams scan for proof you can wrangle numbers, foresee crunch points, and keep risk on a tight leash. Make those skills shine and you’ll stand out in a blink.
Treasury Analyst Skills
- Excel
- SAP
- Bloomberg
- Cash Management
- Risk Assessment
- Forecasting
- SQL
- Financial Modeling
- Treasury Workstation
- KYC Compliance
- SWIFT Payments
- ERP Systems
1. Excel
Excel is the everyday engine for treasury data: structured tables, lightning-fast analysis, tidy reports. It handles complex formulas, modeling, and quick visuals without breaking a sweat.
Why It's Important
Because cash flow forecasting, reconciliations, and risk slices all live or die by accuracy and speed. Excel delivers both, if you wield it well.
How to Improve Excel Skills
Move beyond basics. Use modern functions like XLOOKUP, FILTER, SORT, UNIQUE, and dynamic arrays to slash manual work. Master INDEX/MATCH (and their array cousins) for stable lookups. Build sturdy models with structured references and named ranges. PivotTables and PivotCharts for swift insight. Power Query for clean, repeatable data pipelines; Power Pivot and DAX for big-data analysis inside workbooks. Conditional formatting to flag anomalies. Macros or Office Scripts to automate routine drudgery. Version, document, and stress-test your models—then measure forecast error and iterate.
How to Display Excel Skills on Your Resume
2. SAP
SAP ties core finance, banking, and treasury into one synchronized system. Think cash visibility, liquidity planning, in-house cash, payments, bank connectivity, and real-time reporting when set up right.
Why It's Important
It centralizes data, shortens cycle times, and reduces operational risk. The treasury lens becomes clearer—instantly.
How to Improve SAP Skills
Lean into S/4HANA with embedded analytics and the Treasury and Risk Management suite. Use Fiori apps for clean workflows and quick approvals. Tighten Bank Communication Management for secure payment flows and standardized formats (including ISO 20022 pain and camt messages). Automate bank statements, reconciliation, and cash positioning. Strengthen roles and segregation of duties. Monitor performance with real-time dashboards. And keep configuration tidy—small tweaks, big impact.
How to Display SAP Skills on Your Resume
3. Bloomberg
Bloomberg pipes market data, news, analytics, and pricing into a single terminal. For treasury, it’s about FX, rates, credit—right now.
Why It's Important
Faster decisions, sharper pricing, cleaner risk signals. One source, many angles.
How to Improve Bloomberg Skills
Customize monitors and alerts to your currency pairs, yield curves, and credit exposures. Learn core functions: BDP/BDH for data pulls, YAS for bonds, FXFM for currency views, and economic calendars for event risk. Use the Excel add-in to auto-refresh models. Save workspaces, standardize templates, and document your function set. Practice keyboard shortcuts. Track usage and trim noise.
How to Display Bloomberg Skills on Your Resume
4. Cash Management
Cash management is the choreography of inflows and outflows—getting money where it needs to be, when it needs to be there, at minimal cost and risk.
Why It's Important
No cash, no operations. Liquidity is oxygen, and your job is keeping the tank full without waste.
How to Improve Cash Management Skills
Build a rolling 13-week forecast and refresh it relentlessly. Centralize liquidity with ZBAs, notional or physical cash pooling, and—where available—virtual accounts to collapse idle balances. Automate collections, apply instant payments where it helps (RTP, SEPA Instant, FedNow), and speed reconciliations with enriched remittance data (ISO 20022 boosts the signal). Negotiate bank fees and measure service levels. Architect a payment factory with strict controls and straight-through processing. Create a daily liquidity ladder. And maintain plan B funding lines for the inevitable crunch.
How to Display Cash Management Skills on Your Resume
5. Risk Assessment
Identify exposures. Quantify them. Decide what to hedge, what to carry, and what to avoid entirely.
Why It's Important
Unseen risk is the expensive kind. Early detection shrinks surprises and steadies results.
How to Improve Risk Assessment Skills
Map the landscape: FX, interest rate, liquidity, counterparty credit, commodity, and operational risk. Use sensitivity analysis, stress tests, and scenario design (good, bad, ugly). Apply VaR or exposure-by-driver methods where they fit. Track hedge effectiveness under ASC 815/IFRS 9 rules. Tighten counterparty limits using ratings, CDS levels, and internal metrics. Refresh assumptions often—markets mutate. And communicate clearly with stakeholders; risk that’s explained is risk that’s managed.
How to Display Risk Assessment Skills on Your Resume
6. Forecasting
Forecasting predicts short-term liquidity and longer-horizon needs. Both matter. One keeps the lights on; the other guides capital decisions.
Why It's Important
It shapes borrowing, investing, and hedging. Accuracy here saves real money.
How to Improve Forecasting Skills
Blend direct cash forecasting (receipts/disbursements) for the near term with indirect methods for the long arc. Make it rolling, not static. Build driver-based models tied to sales, collections curves, DSO/DPO, seasonality, and pipeline conversion. Add scenarios and sensitivities. Track error metrics (MAPE, bias) and feed lessons back into assumptions. Where volume justifies it, layer in machine learning for pattern detection—then sanity-check with domain judgment.
How to Display Forecasting Skills on Your Resume
7. SQL
SQL is the key to the vault: structured, repeatable access to the data under everything you do.
Why It's Important
Fast queries mean faster answers—cash trends, payment anomalies, forecast variances—pulled straight from source systems.
How to Improve SQL Skills
Get fluent with joins, subqueries, CTEs, and window functions for time-series and cohort analysis. Use aggregates and CASE logic for compact summaries. Index smartly, read execution plans, and trim heavy queries. Parameterize for reuse. Cleanse data close to the source. And connect SQL outputs to Excel, BI tools, or your TMS so analysis flows automatically.
How to Display SQL Skills on Your Resume
8. Financial Modeling
Models translate business movement into numbers you can test. They tell stories about liquidity, covenants, hedges, and capital choices.
Why It's Important
Good models raise signal, lower noise, and push better decisions to the surface.
How to Improve Financial Modeling Skills
Build sturdy three-statement models with clean links, transparent assumptions, and rigorous checks. Use scenarios and Monte Carlo-style simulations where uncertainty is high. Bake in debt schedules, covenant headroom, and cash sweeps. Model rate and FX sensitivities. Keep inputs separated, color-coded, and documented. And don’t forget: simplicity wins when it answers the question faster.
How to Display Financial Modeling Skills on Your Resume
9. Treasury Workstation
A Treasury Workstation (or TMS) centralizes cash, payments, investments, debt, and risk into one operational cockpit.
Why It's Important
Automation, control, visibility—done well, it compresses cycle times and sharpens decisions.
How to Improve Treasury Workstation Skills
Integrate it tightly with ERP systems, banks, and market data. Enable straight-through processing and auto-reconciliation. Implement payment approval hierarchies, dual controls, SSO/MFA, and audit trails. Use dashboards for real-time cash positions and forecast deltas. Explore eBAM for account management. Standardize formats (ISO 20022) and deploy APIs where available for faster, richer data. Train users, then measure adoption and fix friction fast.
How to Display Treasury Workstation Skills on Your Resume
10. KYC Compliance
KYC (and KYB) verifies counterparties, profiles risk, and keeps financial crime at bay. Sanctions, PEPs, adverse media—the whole scan.
Why It's Important
It protects the firm, satisfies regulators, and keeps payment rails open. No shortcuts.
How to Improve KYC Compliance Skills
Automate onboarding with standardized checklists and reliable data sources. Screen against current sanctions and watchlists (OFAC, EU, UK, and others) and refresh on a set cadence. Apply enhanced due diligence for high-risk entities. Monitor transactions continuously for suspicious patterns. Keep crisp documentation and audit trails. Stay in step with evolving rules—beneficial ownership reporting requirements have tightened in recent years, and ongoing regulatory updates demand attention.
How to Display KYC Compliance Skills on Your Resume
11. SWIFT Payments
SWIFT standardizes secure messages between banks worldwide—payments, statements, confirmations, the works.
Why It's Important
It unlocks global cash mobility with traceability and trust. Treasury depends on it.
How to Improve SWIFT Payments Skills
Shift to ISO 20022 message standards for richer data and better reconciliation. Adopt SWIFT gpi for speed and end-to-end tracking. Automate validations to catch format, sanction, and beneficiary errors up front. Built-in fraud safeguards, segregation of duties, and four-eyes approval are nonnegotiable. Integrate SWIFT messages directly with your TMS/ERP for real-time status, and monitor cutoffs to reduce settlement lag. Note the ongoing global ISO 20022 migration—coexistence windows and upgrades continue through 2025—so keep formats and mappings fresh.
How to Display SWIFT Payments Skills on Your Resume
12. ERP Systems
ERP platforms anchor core finance and operations—GL, AP/AR, procurement, and supply chain—feeding treasury clean, timely data.
Why It's Important
Better integration means tighter controls, faster close, and fewer reconciliation mysteries.
How to Improve ERP Systems Skills
Wire up APIs for real-time flows between ERP, TMS, and banks. Automate journals, bank statements, and payment runs. Use event-driven updates for cash positions. Upgrade to cloud modules where security and scalability help (with robust role design). Build real-time dashboards for key liquidity metrics and exception monitoring. Standardize master data and enforce data governance—because garbage in, garbage out.
How to Display ERP Systems Skills on Your Resume
