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What does an Insurance Producer do?

Photo of Brenna Goyette
Brenna Goyette
Certified Professional Resume Writer, Career Expert

Published 3 min read

An insurance producer is a professional who helps clients choose the right insurance policies for their needs. They work with clients to understand their risks and needs, and then find the best insurance policies to protect against those risks. Insurance producers may work for insurance companies, or they may be independent agents who represent multiple companies.

Insurance Producer job duties include:

  • Prospect for new clients.
  • Develop insurance proposals.
  • Negotiate insurance premiums and coverage with clients.
  • Process insurance applications.
  • Underwrite insurance policies.
  • Issue insurance policies to clients.
  • Renew insurance policies.
  • Service existing clients’ needs.
  • Handle client inquiries and complaints.

Insurance Producer Job Requirements

An insurance producer is the person who sells insurance policies. They are also known as insurance agents. Insurance producers must be licensed by the state in which they work. Most states require insurance producers to have a high school diploma or equivalent, although some states have different requirements. Many insurance companies also require their employees to have a college degree. Insurance producers must pass an exam to receive their license. Some states also require continuing education for insurance producers.

Insurance Producer Skills

  • Prospecting
  • Networking
  • Cold calling
  • Lead generation
  • Sales skills
  • Closing skills
  • Product knowledge
  • Insurance industry knowledge
  • Marketing
  • Presentation skills
  • Negotiation

Related: Top Insurance Producer Skills: Definition and Examples

How to become an Insurance Producer

An insurance producer is the person who sells insurance policies to customers. If you want to become an insurance producer, you will need to obtain a license from your state’s insurance department. To get a license, you will need to pass an examination that tests your knowledge of insurance laws and regulations.

In order to be successful in selling insurance policies, you must be knowledgeable about the products you are selling and be able to explain the coverage to potential customers. You must also be able to build relationships with customers and understand their needs.

If you are interested in a career as an insurance producer, contact your state’s insurance department to learn more about the licensing process.

Related: Insurance Producer Resume Example

Related: Insurance Producer Interview Questions (With Example Answers)

Editorial staff

Photo of Brenna Goyette, Editor

Editor

Brenna Goyette

Expert Verified

Brenna is a certified professional resume writer, career expert, and the content manager of the ResumeCat team. She has a background in corporate recruiting and human resources and has been writing resumes for over 10 years. Brenna has experience in recruiting for tech, finance, and marketing roles and has a passion for helping people find their dream jobs. She creates expert resources to help job seekers write the best resumes and cover letters, land the job, and succeed in the workplace.

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