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What does a Business Banker do?

Learn all about Business Banker duties, skills and much more. Get expert advice on how to become a Business Banker.

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Brenna Goyette
Certified Professional Resume Writer, Career Expert

Published 3 min read

A business banker is a professional who provides financial services to businesses. They offer products such as loans, lines of credit, and credit cards to businesses of all sizes. Business bankers also provide advice on financial planning and management.

Business Banker job duties include:

  • Act as a liaison between the bank and its business clients
  • Develop and maintain relationships with business clients
  • Understand the financial needs of business clients and offer appropriate solutions
  • Assist business clients with the completion of loan and deposit applications
  • Analyze financial statements and other financial information to assess creditworthiness
  • Prepare credit proposals for review by loan committee
  • Monitor existing loans for compliance with bank policy and regulations
  • Identify cross-selling opportunities for other bank products and services
  • Attend networking events to generate new business leads

Business Banker Job Requirements

A business banker typically needs at least a bachelor's degree in business, finance, or a related field. Many employers also require bankers to have a master's degree in business administration (MBA) or a Certified Public Accountant (CPA) designation. Bankers must also have several years of experience working in the banking or finance industry.

Business Banker Skills

  • Business Banking
  • Commercial Banking
  • Business Development
  • Relationship Management
  • Credit Analysis
  • Financial Analysis
  • Loan Origination
  • Portfolio Management
  • Risk Management
  • Treasury Management
  • Cash Management
  • Credit Risk

Related: Top Business Banker Skills: Definition and Examples

How to become a Business Banker

A business banker is a professional who provides banking services to businesses. Business bankers typically work for banks, but some also work for credit unions and other financial institutions. They offer a variety of services, including loans, lines of credit, and merchant services. In order to become a business banker, you will need to have a bachelor’s degree in business or a related field. You will also need to have experience working in the banking industry. Many business bankers start their careers as tellers or loan officers and then move into management positions. If you are interested in becoming a business banker, you should contact your local bank or credit union to inquire about open positions.

Related: Business Banker Resume Example

Related: Business Banker Interview Questions (With Example Answers)