Top 11 Claim Examiner Certifications
This article provides an overview of the most important certifications for claim examiners and how to obtain them.
Published 18 min read
Certifications are important for a claim examiner in the job market because they demonstrate that the individual has the knowledge and skills necessary to perform their job duties effectively. Certification shows employers that the candidate has been trained in the specifics of their profession, and is thus more likely to be successful in their role. Having a certification also sets an individual apart from other candidates who may not have pursued any form of professional training or development. Certifications are also often required by employers, so having one can give an individual an advantage when competing for positions.
The purpose of this article is to review the top certifications for Claim Examiners and explain how they can help boost a Claim Examiner's career.
What are Claim Examiner Certifications?
Claim examiner certification is a type of professional credential that recognizes the knowledge and skills of those who work in the field of claims processing. It is awarded by professional organizations such as the American Institute for Chartered Property Casualty Underwriters (AICPCU) and The Institutes.
The certification helps to demonstrate that a claim examiner has the necessary knowledge and experience to effectively assess, process, and manage claims. With this certification, employers can have greater confidence in the abilities of their claims examiners. It also provides an excellent way for professionals to distinguish themselves from other job candidates when seeking employment or advancement in the field.
By having a claim examiner certification, professionals are able to better understand how insurance companies operate, which can help them negotiate with insurers on behalf of their clients more effectively. In addition, it can provide access to resources and information that are not available to those without this qualification. Finally, it can be used as evidence of expertise when presenting cases before judges or regulatory bodies.
Pro Tip: When considering a claim examiner certification, make sure to research the program and its requirements thoroughly. Ensure that it is accredited by an appropriate governing body and that it provides comprehensive training for the job. Additionally, look for programs that provide continuing education and support after the initial certification is obtained.
Related: What does a Claim Examiner do?
Top 11 Claim Examiner Certifications
Here’s our list of the best certifications available to Claim Examiners today.
1. Certified Professional Claims Examiner (CPC)
A Certified Professional Claims Examiner (CPC) is a professional designation that recognizes individuals who demonstrate expertise in the field of claims examination. This certification is offered by the American Institute for Chartered Property Casualty Underwriters (AICPCU).
To become a CPC, an individual must have at least two years of experience as a claims examiner and pass a comprehensive exam. The exam consists of six sections: insurance law, claim handling procedures, claim investigation, claim adjustment and negotiation, medical terminology, and legal terminology.
The exam takes approximately three hours to complete and costs $195. Candidates must register for the exam through the AICPCU website or by phone. Once they have passed the exam, they will receive their CPC designation within four to six weeks.
The cost of becoming a CPC includes the registration fee for the exam ($195), study materials ($50-$100), and any applicable taxes or fees associated with registering for the exam.
2. Certified Insurance Examiner (CIE)
Certified Insurance Examiner (CIE) is a professional designation offered by the International Association of Certified Insurance Examiners (IACIE). It is designed to recognize individuals who have achieved a high level of expertise in insurance examination and related areas. The CIE designation demonstrates an individual’s commitment to excellence in the field of insurance examination.
In order to become a Certified Insurance Examiner, individuals must meet certain educational and experience requirements. To qualify, applicants must have at least five years of experience in insurance examination or related fields, including two years as an examiner or equivalent position. They must also complete the IACIE's CIE training program, which consists of three courses: Introduction to Insurance Examination, Advanced Insurance Examination Techniques, and Case Studies in Insurance Examination.
The CIE training program takes approximately eight weeks to complete. After completing the training program, applicants must pass a written exam and submit an application for certification with supporting documentation. The cost for the CIE training program is $1,200 USD plus applicable taxes and fees.
3. Certified Claims Management Professional (CCMP)
Certified Claims Management Professional (CCMP) is a professional designation that recognizes individuals who have demonstrated knowledge and expertise in the field of claims management. The CCMP designation is awarded by the Global Risk Management Institute (GRMI) and is one of the most widely recognized designations in the industry.
To become a Certified Claims Management Professional, you must meet certain qualifications. You must have at least three years of experience working in claims management or a related field, as well as a bachelor’s degree from an accredited institution. Additionally, you must pass an exam administered by GRMI and complete a minimum of 40 hours of approved continuing education credits every two years to maintain your certification.
The exam consists of 200 multiple-choice questions that cover topics such as risk management principles, legal aspects of claims management, insurance regulations, and claim handling procedures. The exam takes approximately four hours to complete and has both a written and oral component.
The cost for taking the CCMP exam varies depending on where you take it; however, it typically ranges from $400-$600 USD. Once you have successfully passed the exam, there is an annual fee for maintaining your certification which is currently set at $150 USD per year.
Overall, obtaining the Certified Claims Management Professional designation can be beneficial for those looking to advance their career in claims management or related fields. It demonstrates your commitment to excellence and provides employers with assurance that you are knowledgeable and experienced in this area.
4. Certified Claims Adjuster (CCA)
A Certified Claims Adjuster (CCA) is a professional designation that is earned by individuals who have demonstrated proficiency in the field of claims adjusting. This certification is offered through the National Association of Independent Insurance Adjusters (NAIIA). To become a CCA, one must successfully complete an online training program and pass a comprehensive exam. The training program covers topics such as insurance law, policy interpretation, investigation techniques, and negotiation skills.
It typically takes about three to four months to complete the CCA program depending on how quickly you are able to study and prepare for the exam. The cost of the program varies depending on where you take it, but usually ranges from $500-$1,000 USD.
To get started on becoming a CCA, you will need to find an accredited school or organization that offers the course. You can also look for online courses or self-study materials that can help you prepare for the exam. Once you’ve completed your training and passed the exam, you will receive your certification from NAIIA.
Having a CCA designation shows employers that you possess specialized knowledge in claims adjusting and can be an asset when looking for jobs in this field.
5. Certified Workers’ Compensation Professional (CWCP)
Certified Workers’ Compensation Professional (CWCP) is a certification program designed to recognize individuals who have demonstrated a high level of knowledge and experience in the field of workers’ compensation. It is an advanced credential that shows employers, clients, and colleagues that an individual has attained a certain level of expertise in this specialized area.
The CWCP certification is offered by the National Alliance of Certified Workers’ Compensation Professionals (NACWCP). To become certified, applicants must pass a comprehensive exam that covers topics such as workers’ compensation laws, regulations, and claims management. The exam consists of multiple-choice questions and takes approximately three hours to complete.
In order to be eligible for the CWCP certification, applicants must have at least two years of full-time work experience in the field of workers’ compensation or related areas. Additionally, they must also submit proof of their educational background in the form of transcripts or diplomas from accredited colleges or universities.
The cost for taking the CWCP exam varies depending on the country where it is taken. In the United States, it typically costs around $200 USD. Once certified, individuals must renew their certification every three years by completing continuing education courses and paying an annual fee.
6. Chartered Property Casualty Underwriter (CPCU)
Chartered Property Casualty Underwriter (CPCU) is a professional designation in the field of property and casualty insurance. The CPCU designation is awarded by The Institutes, a provider of professional education and research in the insurance industry. It is one of the most respected designations in the industry and is recognized worldwide.
It typically takes 3-5 years to complete the requirements for the CPCU designation. To become a Chartered Property Casualty Underwriter, you must first complete 8 college-level courses that cover topics such as risk management, insurance operations, finance and accounting, law, ethics, and communication. You must also pass two comprehensive examinations administered by The Institutes.
The cost to obtain the CPCU designation varies depending on how you choose to pursue your studies. Taking courses through The Institutes can range from $2,000-$3,000 per course plus exam fees; however there are other options such as self-study or online courses that may be less expensive. Additionally, many employers offer tuition reimbursement programs for employees who are pursuing their CPCU designation.
7. Associate in Claims (AIC)
Associate in Claims (AIC) is a professional designation awarded by The Institutes, a leader in risk management and insurance education. It is designed to recognize individuals who have demonstrated proficiency in the claims handling process.
The AIC designation requires the successful completion of five courses, each of which focuses on a different aspect of the claims process. These courses cover topics such as legal principles, claim investigation techniques, and dispute resolution strategies. In addition to these courses, individuals must also pass an examination that tests their knowledge and understanding of the material presented in each course.
It typically takes about two years to complete all five courses and obtain the AIC designation. The cost for each course ranges from $200-$400 depending on whether you take them online or in person. To get started, you can register for one or more of the courses through The Institutes website or contact your local insurance provider for more information about how to enroll in the program.
Once you have successfully completed all five courses and passed the exam, you will receive your AIC designation certificate from The Institutes. This certificate will serve as proof of your qualifications as an Associate in Claims and demonstrate your commitment to excellence in claims handling processes.
8. Associate in Risk Management (ARM)
Associate in Risk Management (ARM) is a professional certification offered by the American Institute for Chartered Property Casualty Underwriters (AICPCU). It is designed to provide individuals with the knowledge and skills needed to effectively manage risk. The ARM program focuses on developing an understanding of the principles and practices of risk management, insurance, and related disciplines.
The ARM program consists of four courses: Principles of Risk Management, Insurance Operations, Business Law, and Finance & Accounting. Each course requires approximately 40 hours of study time. Upon completion of all four courses, students must pass an exam in order to receive their certification.
To get your ARM certification, you must first complete all four courses within two years. You can either take them online or attend classes at an AICPCU-approved school or college. After completing the four courses, you will be eligible to take the ARM examination. The exam consists of 150 multiple-choice questions and lasts three hours.
The cost for the ARM program varies depending on whether you are taking classes online or attending classes at an AICPCU-approved school or college. Generally speaking, it costs between $1,000-$2,000 for the entire program including books and materials.
9. Accredited Claims Adjuster Designation (ACA)
The Accredited Claims Adjuster (ACA) designation is a professional certification program offered by the American Institute for Chartered Property Casualty Underwriters (AICPCU). The ACA designation is designed to provide insurance adjusters with a comprehensive understanding of the claims adjusting process and to give them the skills necessary to effectively handle claims.
The ACA designation requires completion of five courses: Introduction to Insurance, Principles of Insurance, Personal Lines Insurance, Commercial Lines Insurance, and Claims Adjusting. Each course takes approximately 10-20 hours to complete and must be completed within two years of starting the program. Once all five courses are completed, students must pass an exam in order to receive their ACA designation.
In order to get the ACA designation, applicants must first register with AICPCU and pay a registration fee. After registering, applicants will receive access to the online course material and can begin taking courses at their own pace. Once all five courses are completed, applicants can take the final exam which will test their knowledge of insurance principles and claims adjusting processes. Upon passing the exam, applicants will receive their ACA designation.
The cost for obtaining the ACA designation varies depending on whether or not you are an AICPCU member. For non-members, it costs $1,295 for all five courses plus the exam fee; while members pay $995 plus exam fee.
10. Advanced Certificated Insurance Examiner Designation (ACIE)
The Advanced Certified Insurance Examiner (ACIE) designation is a professional certification program offered by the American Association of Professional Insurance Examiners (AAPIE). It is designed to recognize individuals who have achieved a high level of expertise in the field of insurance examination. The ACIE designation is intended to demonstrate a commitment to excellence and professionalism in the insurance examination process.
To become an ACIE, applicants must meet certain eligibility requirements, including having at least five years of experience as an insurance examiner or related field, a bachelor’s degree or higher from an accredited college or university, and completion of the AAPIE’s ACIE Exam. The exam consists of four parts: Principles and Practices of Insurance Examination; Regulatory Compliance; Financial Analysis; and Fraud Detection.
The cost for the ACIE Exam is $495 USD. Once you have passed the exam, you will receive your certificate within 4-6 weeks.
To maintain your ACIE designation, you must complete 30 hours of continuing education every two years, which can include attending AAPIE seminars, webinars and conferences; reading industry publications; completing online courses; or participating in other educational activities approved by AAPIE.
11. Chartered Life Underwriter Designation (CLU).
The Chartered Life Underwriter (CLU) designation is a professional certification awarded by The American College of Financial Services. It is the highest standard of knowledge in the life insurance industry, and is earned by individuals who have completed an extensive course of study in the areas of life insurance, estate planning, investments, taxation, and retirement planning.
It typically takes two to three years to complete the CLU program. To get started, you must first complete a pre-licensing course that covers legal and regulatory topics related to life insurance. After completing this course, you can then take the CLU exam which consists of two parts: a written exam and a case study exam. Once both exams are passed with a passing grade, you will be awarded your CLU designation.
The cost to obtain the CLU designation varies depending on where you take your courses and how long it takes you to complete them. Generally speaking, expect to spend around $2,000-$3,000 for tuition fees alone. This does not include any additional costs such as books or other materials needed for studying for the exam.
Once you have obtained your CLU designation, you will be able to practice as a chartered life underwriter and advise clients on their life insurance needs. You will also gain access to exclusive resources from The American College of Financial Services such as webinars and networking opportunities with other professionals in the field.
Do You Really Need a Claim Examiner Certificate?
The answer to this question depends on the individual's career aspirations. For those who are interested in pursuing a career as a claim examiner, a certificate is highly recommended. A claim examiner certificate provides individuals with specialized training and knowledge that can be beneficial in the workplace. It will also provide them with an advantage when it comes to job opportunities and promotions.
Claim examiners are responsible for reviewing claims submitted by insurance companies, determining the validity of these claims, and then making decisions regarding their payment or denial. They must have an understanding of the laws governing insurance policies and be familiar with the different types of claims that may arise. Having a certificate in this field can help demonstrate a level of expertise to potential employers and give them confidence when hiring someone for this position.
Additionally, having a claim examiner certificate can open up more opportunities for professional advancement within the industry. As experienced professionals gain additional skills and knowledge they may be eligible for higher-level positions such as adjusting supervisor or manager roles. This type of certification also serves as proof that an individual has met certain educational requirements necessary to work in this profession.
In summary, for those looking to pursue a career as a claim examiner, obtaining a certificate is highly recommended in order to increase their chances of success in the field.
Related: Claim Examiner Resume Examples
FAQs About Claim Examiner Certifications
1. What is a Claim Examiner Certification?
Answer: A Claim Examiner Certification is a professional certification that recognizes the knowledge and skills of individuals who work in the field of claim examination. It demonstrates their proficiency in assessing, evaluating, and settling insurance claims.
2. What are the requirements for obtaining a Claim Examiner Certification?
Answer: The requirements vary depending on the certifying body but typically include completing an accredited training program, passing an exam, demonstrating at least two years of professional experience in claim examination, and providing references from employers or colleagues.
3. How long does it take to obtain a Claim Examiner Certification?
Answer: The length of time required to obtain a certification will depend on the certifying body and your individual circumstances, such as how much experience you have and how quickly you can complete any required courses or exams. Generally speaking, it can take anywhere from six months to two years to become certified.
4. How much does a Claim Examiner Certification cost?
Answer: The cost of obtaining a certification varies depending on the certifying body and other factors like any applicable membership fees or course costs. Generally speaking, expect to pay several hundred dollars for the entire process.
5. Do I need to renew my Claim Examiner Certification?
Answer: Yes, most certifications require regular renewal in order to maintain your status as an active certified examiner. This usually involves taking continuing education classes or completing other approved activities related to claim examination every few years in order to stay up-to-date with industry standards and changes in regulations or technology.